中国消费者报报道记者任震宇）在前期报道中，《中国消费者报》梳理了30多家企业网站、APP“用户协议”中的“指定管辖”格式条款，发现其都规定了发生消费争议时具有管辖权的法院或仲裁委），且指定的法院仲裁委

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引言你是否曾经在银行柜台前犹豫，面对那些复杂的保险产品，心里打鼓：银行的增额终身寿保险存款靠谱吗？别急，今天我们就来聊聊这个话题，帮你拨开迷雾，看清楚这背后的真相。一. 增额终身寿保险是什么增额终身寿

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